This Privacy Policy (the “Policy”) describes how Monark Lending Inc ( “we,” “our,” or “us”) collects, uses, and discloses your information through Monark Lending Inc websites and our services that reference this Policy (collectively, the “Services”).  This Policy applies to all visitors, customers, and users of the Services.  Please read the Policy carefully, as your use of the Services constitutes your agreement with the Policy and our privacy practices described herein.

Information We Collect

To provide our Services, we must collect certain information, including personal information (i.e., information that could identify you). When you use our website, contact us, and/or request services, we collect the following:

Information You Provide

To provide our Services, we must collect certain information, including personal information (i.e., information that could identify you). When you use our website, contact us, and/or request services, we collect the following:

Inquiries: If you contact us through our website, we will collect the contact information that you provide including, but not limited to, your name, email address, telephone number, company name, company information, and any additional information you might provide us.

Cookies:  (Information Collected Automatically) We may use cookies and similar technologies to collect information which may include saving cookies to your device.  For more information, see our Cookie Policy, which is incorporated herein by this reference.

How We Use Information

• Respond to Inquiries: We may use the personal information that you provide us to respond to your inquiries.
• Services: We may use your information in connection with providing our services and for other related business purposes necessary in our legitimate interests.
• Website: We may use your information in connection with operating, maintaining, and improving our websites.
• Legal: We may use your information to protect our legal rights and comply with our legal obligations.
• Confirm Identity: In certain instances, we may use your personal information to confirm your identity.
  
  

How We Disclose Information

We may share your information, including personal information, as follows:

Service Providers:  We may disclose your information with service providers who work on our behalf to assist us in providing our services.  Such service providers are contractually obligated to comply with this Policy and do not have any rights to use your information beyond what is necessary to assist us.

Remarketing:  We may share your information with advertising networks as reasonably necessary for remarketing our services.

Legal:  We may disclose your information if we are legally required or if we believe that it is necessary to comply with any applicable law, regulation, or valid legal procedure, such as a subpoena or court order, in our sole discretion.

Merger:  We may disclose your information if we are merged with or acquired by another entity.  Such entity would be contractually obligated to comply with this Policy.

Protection:  We may disclose your information if we believe it would be reasonably necessary to prevent imminent and serious bodily harm to a human being, to investigate fraudulent activity or breaches of website security, or to protect our rights or property.

Data Retention

We will retain your personal information for no longer than is necessary for the purposes it was originally collected, unless required or permitted by law to retain it longer.

Data Security

Although no security system is impenetrable, we take appropriate technical and organizational measures to help secure your information, consistent with applicable laws.

Data Transfers

We are a US-based company whose servers are housed in the United States.  Any information you provide us is transferred within the United States only and is processed and stored according to appliable U.S laws.

Do Not Track

We do not currently respond to “Do Not Track” signals or other similar opt-out mechanisms, other than those specifically set forth in this Policy, including general web browser “Do Not Track” settings.

Changes to the Policy

We regularly review our privacy practices and may make changes to our practices, as well as corresponding changes to this Policy.  If we make any changes to the Policy, we will change the “Last Updated” date at the top portion of this page.  We encourage you to visit this page from time to time for the latest developments on our privacy practices.  Your continued use of our Services signifies your acceptance of any changes to the Policy.

Contact Information

If you have any questions regarding this Policy, please e-mail us at info@monarklending.com  or contact us at (866) 986-4779.